Version dated 10 November 2026
1. Company and scope
O4T Stock Radar is a financial markets information and analysis service offered by IB Global Consultancy S.r.l., NIF B09632035, with its registered office at Calle Gran Via 12, 07180 El Toro, Balearic Islands, Spain, operating under the Only4Traders brand (the “Company”).
For information and support: info@only4traders.com.
These terms govern access to and use of O4T Stock Radar, available in the Markets Room. The account is shared across Only4Traders services. Other products may have their own terms and prices, which are communicated before purchase. The privacy notice and risk disclaimer supplement these terms in their respective areas.
2. Service description
Stock Radar offers two packages that can be purchased with credits from the Only4Traders wallet: Essential, 18 credits for one month, with one equity selection; Plus, 34 credits for one month, with two equity selections. The selections include the corresponding PDF analyses and updates. Prices include VAT where applicable. Access conditions, cost, duration and included content are shown before confirmation.
Stock Radar is not a subscription. There are no automatic renewals or automatic recurring purchases. Users choose whether and when to purchase available content.
Additional analyses of individual securities may be offered separately. The price, content and delivery arrangements are indicated before ordering. They are not automatically included when users purchase periodic selections.
3. Eligibility and account
The service is intended for adults. Access may require creating an account and providing accurate and up-to-date information. Users must protect their credentials and report any unauthorised access promptly to info@only4traders.com.
Accounts are personal. Users may not transfer their account or share credentials. Users are responsible for uses they authorise, subject to their statutory rights. Support is available for access problems and updates to account details.
Users must check whether they may lawfully use the service in the country where they are located. The Company may restrict territorial availability when necessary for legal or technical reasons, informing users in accordance with applicable law.
4. Wallet and credits
The wallet allows users to voluntarily purchase content and other services for which credits are accepted. Top-ups are manual. The amount, any applicable tax and the credits granted are displayed before confirmation. A content purchase deducts the credits shown on the confirmation screen.
Credits are not automatically converted into money and do not entitle users to a voluntary refund, subject to the right of withdrawal and other applicable mandatory rights. Any validity or expiry conditions must be clearly indicated before topping up. In the absence of verified information, this document sets no specific expiry date.
Users may write to info@only4traders.com about disputed charges or balance discrepancies. The Company will examine the request and correct any errors where required.
5. Prices and payments
The top-up price and the cost of content in credits are shown before the user completes the transaction. The purchase screen specifies applicable taxes and the total amount due.
Payments are handled through the providers available at checkout. Payment data is processed in accordance with the provider's privacy notice and the Company's privacy notice. The client undertakes to use a payment method they are authorised to use.
Price changes apply to purchases made after the changes have been communicated and do not retroactively alter the price of an order already concluded.
6. Licence and access to content
The Company grants authorised users a personal, limited, non-exclusive and non-transferable licence to access purchased content for the period and under the conditions communicated before purchase. Content is licensed for use and the relevant rights remain with their respective owners.
Except with written authorisation or where mandatory legal rights apply, users may not resell, distribute, publish, transmit or make content available to third parties or share access or credentials. Uses permitted by law remain unaffected.
7. Confidentiality of non-public content
Stock Radar analyses, selections, PDF documents, charts and other non-public materials are intended for the authorised user. They may not be disclosed to third parties without written authorisation, including through groups, channels, social networks, screenshots or substantial reproductions.
Confidentiality does not apply to information that is already public without a breach, was lawfully known beforehand or must be disclosed by law. Users may share material with their professional advisers or the authorities to the extent necessary and subject to confidentiality. This clause does not restrict complaints, reports or the exercise of users' rights.
The obligation continues after access ends for as long as the content remains confidential, within the limits of applicable law.
8. Intellectual property and permitted use
Texts, analyses, software, charts, logos and other content are protected by the rights of their respective owners. The Only4Traders, MindGuard and CoreTrader names and brands may not be used in a way that suggests authorisation or affiliation that does not exist.
Systematically extracting content using automated tools, circumventing technical access controls or using the service for unlawful activities is prohibited, subject to uses and rights that cannot be excluded by law.
9. Nature of the analyses and user independence
Information and analyses are general in nature and do not take account of an individual user's financial situation, objectives, experience or risk tolerance. They do not constitute personalised investment advice or legal, tax or accounting advice.
The Company provides analyses and market views. It does not manage users' capital, control their decisions or positions, or receive or execute orders on their behalf as part of Stock Radar. Each investment decision, choice of instruments, position size and risk management decision is the user's responsibility.
Users must assess their knowledge and the risks before trading and consult an authorised professional if necessary. Nothing in these terms automatically confers the regulatory status of professional client on the user.
10. Risks, data and results
Investing carries the risk of losing part or all of the capital invested. Leveraged instruments may carry additional risks depending on their characteristics. Profits, returns, price targets and outcomes are not guaranteed. Past and simulated results are not indicative of future results.
Prices, levels and scenarios may change. Price gaps, liquidity, spreads, costs, exchange rates and execution times may affect results. Information is prepared in good faith but may be incomplete, inaccurate or out of date. Users are responsible for checking its date and relevance before using it.
Any use of artificial intelligence tools is intended to support analysis and does not guarantee that it is free from errors. Third-party content remains subject to its own terms and may be delayed or contain errors.
11. Limitations of liability and losses
To the extent permitted by law, the Company is not liable for losses or lost profits arising from investment decisions made independently by the user. The Company does not reimburse trading or investment losses.
The Company does not guarantee uninterrupted availability of the platform or immediate delivery of communications. Interruptions or delays may also result from maintenance, connectivity, devices or third-party providers. Receiving a notification does not execute orders on the user's account.
No clause excludes liabilities or remedies that cannot be excluded by law. The exclusion of reimbursement for trading losses does not remove any rights concerning payments, withdrawal, conformity or failure to provide the service.
12. Withdrawal, credits and complaints
Users acting as consumers may exercise any right of withdrawal provided by applicable law, normally within 14 days where the right applies. For information or to exercise that right, users may write to info@only4traders.com, identifying the order concerned and clearly stating their intention.
For digital content supplied before the withdrawal period expires, the right may be lost only if all the conditions laid down by law are met, including, where applicable, express consent to immediate performance, acknowledgement of loss of the right and the required contractual confirmation. The purchase of credits and subsequent access to individual items of content must be assessed separately based on how the offer is structured.
The rule against voluntary refunds of credits does not restrict withdrawal rights, remedies for lack of conformity, remedies for incorrect charges or other mandatory rights. For requests and complaints: info@only4traders.com.
13. Automatic account closure — planned feature
The account is shared across all Only4Traders services. The automatic closure described in this section is not yet operational. Once enabled, the Company may initiate the process after six consecutive months without a completed top-up if the wallet balance is zero.
The Company will send notice to the email address associated with the account at least five days before closure, explaining how to keep it active. The conditions will be checked again before closure.
Closure disables access to linked services and their notifications. Personal data that is no longer needed is deleted or anonymised. Invoices and other records retained by law remain subject to their respective retention periods. Further information is available in the privacy notice.
Any services or access rights that are still active must be checked before closure, in accordance with the user's contractual and statutory rights.
14. Suspension and termination of access
The Company may suspend access where reasonably necessary to address material breaches of the terms, unauthorised access, security risks or legal obligations. Where possible, it informs the user of the reason and how to contact support.
Closure for breach or interruption of access to purchased content is handled in accordance with the law and the user's rights. The Company will assess any remedies due in the circumstances. Users may request account closure by writing to info@only4traders.com. The consequences for credits and purchased services are communicated before confirmation, subject to applicable rights.
15. Changes to the service and terms
The Company may update the service and these terms for technical, organisational or regulatory reasons. Changes are made available to users and communicated when required by law. For changes affecting services already purchased or ongoing contracts, applicable rights to information, remedies and termination remain in force.
16. Governing law and consumer rights
These terms are governed by Spanish law, without prejudice to mandatory consumer protection rules applicable in the user's country of habitual residence. Rights of access to the competent bodies and courts are determined by applicable law.
17. Contact
For support, complaints or requests about the account or these terms:
IB Global Consultancy S.r.l. — Only4Traders
info@only4traders.com